Purchasing land can be a lucrative investment, whether for development purposes, resale, or personal use. However, acquiring the necessary finance, particularly for undeveloped land, can often be challenging. In such instances, a bridging loan can serve as a practical financial solution. This article delves into the specifics of using a bridging loan to purchase land […]
Introduction Residential property development is a lucrative but capital-intensive venture. Developers often need significant upfront capital to purchase land, fund construction, or refurbish existing properties. Securing traditional financing can be challenging due to lengthy approval processes, strict lending criteria, and the need for substantial equity. In such cases, a bridging loan can be an invaluable
Using a Bridging Loan to Fund Residential Property Development Read More »
Introduction In the fast-paced world of real estate and business financing, the need for quick access to capital can often be paramount. Traditional financing options may not always meet these immediate needs, leading borrowers to seek alternative solutions. Second charge bridging loans are one such option, providing a flexible and efficient means of securing short-term
EXPLORING SECOND CHARGE BRIDGING LOANS Read More »
Introduction Commercial bridging loans are short-term financial solutions designed to assist businesses and investors in navigating the complexities of commercial property transactions. In the fast-paced world of real estate, opportunities often arise that require immediate capital, and traditional financing options can be too slow or rigid. This is where commercial bridging loans come into play,
UNDERSTANDING THE USE OF COMMERCIAL BRIDGING LOANS Read More »
Introduction Bridging loans are a popular financing tool for individuals and businesses needing quick, short-term funding. These loans are particularly useful in property transactions, allowing borrowers to “bridge” the gap between the purchase of a new property and the sale of an existing one. However, bridging loans are typically meant to be short-term solutions, usually
REBRIDGING AN EXISTING BRIDGING LOAN, SHOULD YOU DO IT? OR WHAT OTHER OPTONS ARE THERE? Read More »
Introduction Bridging loans are short-term finance solutions designed to bridge the gap between the need for immediate funding and the availability of permanent financing. In the UK, bridging loans have become a crucial tool for property buyers and investors looking to secure deals quickly. These loans can be categorized into two main types: regulated and
Loan to a company for business purposes · Company director pledged main residence as security · Secured by way of a Second Charge or Third Party Charge. · Finance costs can be offset against tax · Each proposal individually considered on their own merits. For more information contact me. 07939 091418 john@sunrisecommercial.co.uk #bridgingLoan #businessLoan #secondChargeLoan #thirdPartyLoan
BUSINESS BRIDGING LOAN SECURED ON DIRECTORS MAIN RESIDENCE Read More »
Introduction In the complex world of finance, bridging loans are a specialized instrument designed to provide short-term funding during transitional periods. These loans are typically used to “bridge” the gap between the need for immediate financing and the availability of long-term funding. While bridging loans can be a powerful financial tool, navigating the myriad of
THE ADVANTAGES OF USING A BROKER WHEN YOU ARE LOOKING FOR A BRIDGING LOAN Read More »
Introduction In the real estate market, properties with a low Weighted Average Unexpired Lease Term (WAULT) often pose significant refinancing challenges. WAULT is a critical metric that provides insight into the risk profile of a property by calculating the average time remaining on all leases, weighted by the income from each lease. Properties with a
Introduction Acquiring a property often involves securing a mortgage. However, some properties do not qualify for traditional mortgages due to various reasons such as their condition or unique characteristics. This article delves into using a bridging loan to purchase a non-mortgageable property and subsequently making it mortgageable. Bridging loans can be an effective financial tool
