Bridging Loans

Introduction Bridging loans are short-term finance solutions designed to bridge the gap between the need for immediate funding and the availability of permanent financing. In the UK, bridging loans have become a crucial tool for property buyers and investors looking to secure deals quickly. These loans can be categorized into two main types: regulated and […]

Loan to a company for business purposes ·        Company director pledged main residence as security ·        Secured by way of a Second Charge or Third Party Charge. ·        Finance costs can be offset against tax ·        Each proposal individually considered on their own merits. For more information contact me. 07939 091418 john@sunrisecommercial.co.uk #bridgingLoan #businessLoan #secondChargeLoan #thirdPartyLoan

Introduction In the complex world of finance, bridging loans are a specialized instrument designed to provide short-term funding during transitional periods. These loans are typically used to “bridge” the gap between the need for immediate financing and the availability of long-term funding. While bridging loans can be a powerful financial tool, navigating the myriad of

Introduction In the real estate market, properties with a low Weighted Average Unexpired Lease Term (WAULT) often pose significant refinancing challenges. WAULT is a critical metric that provides insight into the risk profile of a property by calculating the average time remaining on all leases, weighted by the income from each lease. Properties with a

Introduction Acquiring a property often involves securing a mortgage. However, some properties do not qualify for traditional mortgages due to various reasons such as their condition or unique characteristics. This article delves into using a bridging loan to purchase a non-mortgageable property and subsequently making it mortgageable. Bridging loans can be an effective financial tool

Purchasing commercial property in the UK often involves significant financial commitments, not least of which is the payment of Value Added Tax (VAT). VAT on commercial property transactions can be substantial, creating cash flow challenges for businesses. VAT bridging loans have emerged as a solution to address these challenges, providing temporary financing to cover VAT

Bridging loans are short-term financing solutions designed to provide quick capital for borrowers who need to “bridge” a financial gap. They are commonly used in property transactions but can also serve various other purposes. This article will explain what bridging loans are, how they work, their advantages and disadvantages, and scenarios where they might be