email john@sunrisecommercial.co.uk
Call 01244 329602
When you’re looking to borrow money for property purchases, renovation projects, or even to cover gaps in cash flow, bridging loans can be a valuable solution. However, one question many borrowers ask is: why are bridging loan rates higher than traditional mortgages? The answer lies in a few key factors that set these two types […]
As a small building contractor in the UK, managing multiple projects can often lead to unexpected delays or funding challenges, especially when dealing with unfinished construction projects. Whether due to budget overruns, client withdrawals, or unforeseen construction complications, there may come a point where you need an immediate injection of cash to complete a project.
Bridging Loans for Unfinished Construction Projects: A Guide for UK Contractors Read More »
Bridging loans have become a popular short-term financing solution for property buyers, developers, and investors who need quick access to funds. One common feature of many bridging loans is the use of retained interest to cover monthly interest payments. In this article, we will explore what retained interest is, why bridging loan lenders use it,
Understanding How Retained Interest Works in Bridging Loans Read More »
Purchasing a property at auction can be an exhilarating opportunity for buyers seeking a quick investment or a bargain deal. Unlike the conventional house-buying process, auctions present buyers with the chance to secure properties at potentially lower prices. However, the speed and competitiveness of auctions often mean buyers need to have access to funds almost
Purchasing land can be a lucrative investment, whether for development purposes, resale, or personal use. However, acquiring the necessary finance, particularly for undeveloped land, can often be challenging. In such instances, a bridging loan can serve as a practical financial solution. This article delves into the specifics of using a bridging loan to purchase land
Introduction Residential property development is a lucrative but capital-intensive venture. Developers often need significant upfront capital to purchase land, fund construction, or refurbish existing properties. Securing traditional financing can be challenging due to lengthy approval processes, strict lending criteria, and the need for substantial equity. In such cases, a bridging loan can be an invaluable
Using a Bridging Loan to Fund Residential Property Development Read More »
Introduction In the fast-paced world of real estate and business financing, the need for quick access to capital can often be paramount. Traditional financing options may not always meet these immediate needs, leading borrowers to seek alternative solutions. Second charge bridging loans are one such option, providing a flexible and efficient means of securing short-term
EXPLORING SECOND CHARGE BRIDGING LOANS Read More »
Introduction Commercial bridging loans are short-term financial solutions designed to assist businesses and investors in navigating the complexities of commercial property transactions. In the fast-paced world of real estate, opportunities often arise that require immediate capital, and traditional financing options can be too slow or rigid. This is where commercial bridging loans come into play,
UNDERSTANDING THE USE OF COMMERCIAL BRIDGING LOANS Read More »
Introduction Bridging loans are a popular financing tool for individuals and businesses needing quick, short-term funding. These loans are particularly useful in property transactions, allowing borrowers to “bridge” the gap between the purchase of a new property and the sale of an existing one. However, bridging loans are typically meant to be short-term solutions, usually
REBRIDGING AN EXISTING BRIDGING LOAN, SHOULD YOU DO IT? OR WHAT OTHER OPTONS ARE THERE? Read More »
Introduction Bridging loans are short-term finance solutions designed to bridge the gap between the need for immediate funding and the availability of permanent financing. In the UK, bridging loans have become a crucial tool for property buyers and investors looking to secure deals quickly. These loans can be categorized into two main types: regulated and