Introduction: Understanding the Logic Behind Cash Requirements If you’re a property developer or builder in the UK, you’ve likely heard of mezzanine loans. These loans can be game-changers for property projects, helping to bridge the gap between your own funds and the main lender’s loan. However, one aspect often surprises first-time borrowers: mezzanine loan lenders […]
If you’re an aspiring home owner or property investor you may already be familiar with the challenges of securing finance for your property. Whether it’s to buy a new property, fund renovations, or manage the gap between a property purchase and sale, bridging loans can provide a flexible, short-term solution. But can you secure a
Can You Get a Bridging Loan from a High Street Bank? Here’s What You Need to Know! Read More »
Are you an aspiring commercial property investor, owner-operator or owner-occupier facing challenges with property funding? Whether you’re dealing with vacant properties, short leases, or start-up financial hurdles, stabilisation bridging loans could be your perfect solution. These flexible financial tools are tailored to help you navigate challenges, secure assets, and transition smoothly to long-term financing. Let’s
What’s Your Exit Plan from your property development Loan? Introduction As a property developer, securing funding for your project is only part of the journey. The real success lies in how you plan to repay the loan – this is known as your exit strategy. Without a clear and achievable exit plan, your development dreams
Don’t Get Stuck! Master the Art of Exit Plans for Your Property Development Loan Read More »
How to Arrange a Bridging Loan Before a Property Auction Purchasing property at auction can be an exciting yet nerve-wracking experience. Auctions often present the opportunity to snag a great deal, but the fast-paced nature of bidding means you’ll need to have your finances arranged ahead of time. For many buyers in the UK, bridging
Secure Your Auction Property with a Bridging Loan Before the Hammer Falls Read More »
Beat the Stamp Duty Rush: Your Guide to a Seamless Bridge-to-Let Mortgage Before March 2025: The Open Market Value (OMV) 90-Day Bridge-to-Let Mortgage Plan The property market in the UK is facing a crunch as the March 2025 Stamp Duty deadline looms, creating a “stampede” among property buyers and investors to finalize transactions. If you’re
Purchasing a property below its open market value (BMV) is an enticing strategy for property investors seeking bargains and high returns. However, when it comes to remortgaging these properties, particularly to secure a Buy-to-Let (BTL) mortgage based on the open market value (OMV), there are significant challenges and potential pitfalls. Understanding these issues is crucial
Introduction Bridging loans are a financial lifeline for property buyers who need to “bridge” the gap between selling their current home and purchasing a new one. But what if you’re a pensioner? Can you, too, benefit from this type of financing? Absolutely! This article delves into the specifics of how pensioners can secure bridging loans
Are you a property buyer in the UK, and finding yourself in a tight spot needing fast cash? Bridging loans could be your saving grace. Here’s everything you need to know about bridging loans, including real-life case studies, the impact of the 2025 stamp duty changes, and the effects of business volumes on mortgage processing
Need Cash Fast? Bridging Loans Explained for Property Buyers in a Hurry Read More »
The upcoming stamp duty increase in April 2025 has sent ripples through the UK property market, particularly affecting downsizers and professional property investors. This change, combined with ongoing delays in securing mortgages, has led to a surge in the use of bridging loans. But why are these short-term loans becoming the go-to solution for so
