Author name: John G

Introduction Bridging loans are a financial lifeline for property buyers who need to “bridge” the gap between selling their current home and purchasing a new one. But what if you’re a pensioner? Can you, too, benefit from this type of financing? Absolutely! This article delves into the specifics of how pensioners can secure bridging loans

Are you a property buyer in the UK, and finding yourself in a tight spot needing fast cash? Bridging loans could be your saving grace. Here’s everything you need to know about bridging loans, including real-life case studies, the impact of the 2025 stamp duty changes, and the effects of business volumes on mortgage processing

The upcoming stamp duty increase in April 2025 has sent ripples through the UK property market, particularly affecting downsizers and professional property investors. This change, combined with ongoing delays in securing mortgages, has led to a surge in the use of bridging loans. But why are these short-term loans becoming the go-to solution for so

Navigating the UK property market can feel like an uphill battle, especially in today’s fast-paced and competitive environment. Homebuyers, particularly those aged 30 to 65, are facing challenges such as mortgage delays, rising demand, and increasingly tight property chains. In this landscape, bridging loans have emerged as a powerful tool to help buyers secure their

Securing financing for property development can be a daunting task, even for seasoned developers. The stakes are high, and the financial commitment required often exceeds personal resources. But what happens when you throw bad credit into the mix? Can you still get a property development loan in the UK? The answer is yes—though it’s undoubtedly

Navigating the UK property market can be challenging, especially when it comes to purchasing flats with short leases. Short leases, while often significantly discounted in price, can pose barriers to financing and resale value, making them a niche but lucrative investment for savvy property buyers. To address this challenge, we’re excited to announce the launch

In the world of property investment, landlords often encounter challenges that can disrupt even the most carefully planned portfolios. Expired facilities, technical defaults due to debt service cover ratios (DSCR), or lender-imposed demands for full repayment can place landlords in a difficult position. This article explores how residential portfolio restructuring bridging loans can provide a