Author name: John G

Can I Get a Bridging Loan with Poor Credit History? Here’s What You Need to Know

In the world of property development and investment, a bridging loan can be a lifeline when you need quick access to funds. But what if your credit history isn’t spotless? Can you still secure a bridging loan? For inexperienced property developers and investors, this article provides a comprehensive guide to understanding your options, the reasons […]

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Unlocking the Property Puzzle: AVM, Desktop, and Full Valuations Explained for UK Property Developers and Investors

For property developers and investors, especially those venturing into the world of bridging loans or buy-to-let investments, understanding property valuations is crucial. Choosing the right type of valuation can make or break your deal. In this article, we’ll demystify the three primary types of valuations—AVM, desktop, and full valuations—and help you determine which suits your

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Why Bridging Loans Are Outpacing Banks for Property Developers—And How You Can Benefit!

Introduction: Why Bridging Loans Are Becoming the Go-To Solution As a property developer in the UK, you’re likely familiar with the frustration of waiting weeks—or even months—for a traditional bank loan approval. With rising demand for faster, more flexible funding, many developers and investors are turning to bridging loans instead of banks to secure property

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Why Mezzanine Loan Lenders Require Borrowers to Have Skin in the Game (Even with Personal Guarantees!)

Introduction: Understanding the Logic Behind Cash Requirements If you’re a property developer or builder in the UK, you’ve likely heard of mezzanine loans. These loans can be game-changers for property projects, helping to bridge the gap between your own funds and the main lender’s loan. However, one aspect often surprises first-time borrowers: mezzanine loan lenders

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Can You Get a Bridging Loan from a High Street Bank? Here’s What You Need to Know!

If you’re an aspiring home owner or property investor you may already be familiar with the challenges of securing finance for your property. Whether it’s to buy a new property, fund renovations, or manage the gap between a property purchase and sale, bridging loans can provide a flexible, short-term solution. But can you secure a

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Unlocking Opportunities: How Stabilisation Bridging Loans Can Transform Commercial Property Ownership

Are you an aspiring commercial property investor, owner-operator or owner-occupier facing challenges with property funding? Whether you’re dealing with vacant properties, short leases, or start-up financial hurdles, stabilisation bridging loans could be your perfect solution. These flexible financial tools are tailored to help you navigate challenges, secure assets, and transition smoothly to long-term financing. Let’s

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Don’t Get Stuck! Master the Art of Exit Plans for Your Property Development Loan

What’s Your Exit Plan from your property development Loan? Introduction As a property developer, securing funding for your project is only part of the journey. The real success lies in how you plan to repay the loan – this is known as your exit strategy. Without a clear and achievable exit plan, your development dreams

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Secure Your Auction Property with a Bridging Loan Before the Hammer Falls

How to Arrange a Bridging Loan Before a Property Auction Purchasing property at auction can be an exciting yet nerve-wracking experience. Auctions often present the opportunity to snag a great deal, but the fast-paced nature of bidding means you’ll need to have your finances arranged ahead of time. For many buyers in the UK, bridging

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Beat the Stamp Duty Rush: Your Guide to a Seamless Bridge-to-Let Mortgage Before March 2025:

Beat the Stamp Duty Rush: Your Guide to a Seamless Bridge-to-Let Mortgage Before March 2025: The Open Market Value (OMV) 90-Day Bridge-to-Let Mortgage Plan The property market in the UK is facing a crunch as the March 2025 Stamp Duty deadline looms, creating a “stampede” among property buyers and investors to finalize transactions. If you’re

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Thought It Would be Easy To Get A Remortgage On Your New BMV Property Purchase? Think Again: A Guide for Savvy Investors

Purchasing a property below its open market value (BMV) is an enticing strategy for property investors seeking bargains and high returns. However, when it comes to remortgaging these properties, particularly to secure a Buy-to-Let (BTL) mortgage based on the open market value (OMV), there are significant challenges and potential pitfalls. Understanding these issues is crucial

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